ABHI Microfinance Bank and Finleap Financial Services (Private) Limited have entered into a strategic partnership aimed at expanding access to digital loans and Buy Now, Pay Later (BNPL) solutions, a move that reflects a growing effort to address financial disparity and improve access to formal credit across Pakistan.
For many individuals and small households, limited access to timely and affordable financing continues to be a barrier to participation in the formal economy. This collaboration seeks to respond to that gap by exploring technology-enabled credit solutions that are simple, transparent, and aligned with the everyday financial realities of consumers. Through Finleap’s digital platform, Daira, the partnership aims to make short-tenure credit more accessible to those who have traditionally been underserved by conventional banking channels.
The collaboration brings together ABHI Microfinance Bank’s digital-first banking capabilities with Finleap’s technology-led lending model, with a shared emphasis on responsible innovation and customer protection. By widening access to structured digital credit, the partnership is expected to support greater financial resilience at the individual level, while also contributing to broader economic activity and inclusion.
Leadership from both organisations noted that improving access to finance is not only about products, but about enabling participation, helping individuals manage cash-flow needs, support small-scale consumption, and remain economically active. As digital financial services continue to grow in importance, initiatives such as this are seen as building blocks for a more inclusive and connected financial ecosystem.
The signing ceremony took place in Islamabad and was attended by senior representatives from both organisations. The MoU was signed by Ms. Mariam Pervaiz, Chief Commercial Officer, ABHI Microfinance Bank, and Mr. Sheikh Omer Nasim, Chief Executive Officer, Finleap Financial Services (Private) Limited. Also present at the ceremony was Kabeer Naqvi, Entrepreneur in Residence at ABHI (YC S21), along with members of both teams.
While the partnership will progress in line with regulatory requirements and industry best practices, both organisations view this collaboration as a meaningful step toward strengthening Pakistan’s digital lending and embedded finance landscape—one that supports inclusive growth and helps bridge long-standing gaps in access to financial services.
